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Become a member and let us help you achieve your personal financial goals.
MyLife Checking Account
- No monthly maintenance fees
- No minimum balance requirements
Enjoy access to over 30,000 surcharge-free ATMs, up to $10 per month in refunds of non-USALLIANCE ATM fees1, and more.
High Dividend Savings Account
- 4.05% APY*
- No withdrawal fees
Get daily compounding interest and a true variable rate2 to ensure you always get our best possible return on your savings.
Certificate Accounts
- Term lengths from 3 to 60 months
- Rate specials offering increased returns
Put your money to work for you – select the term that's right for you and watch your savings grow!
Pre-qualify for a Credit Card or Personal Loan
- USALLIANCE Visa® Credit Cards
- Personal, Auto, and Motorcycle Loans
Enjoy a fast, simple, and secure two-step process, with no impact to your credit score!
1 - To qualify for the ATM fee rebate, a recurring ACH direct deposit from an employer payroll deposit, social security, or pension must post to your MyLife Checking Account at least once every three months (90 days). Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, and ACH transfers using online or mobile payment systems (i.e. PayPal, Venmo, Cash App, etc.) do not qualify. The rebate of non-USALLIANCE ATM surcharge fees will credit to your MyLife Checking Account on the last calendar day of each qualifying month. The maximum rebate amount is $10.00 per month. USALLIANCE reserves the right to cancel or modify the ATM fee rebate terms at any time with or without prior notice.
2 - High Dividend Savings is a variable savings account. Rate valid as of 7/25/2023, rate is maintained monthly and is subject to change after the account is opened. Dividends are calculated and compounded daily and credited monthly on the last calendar day of each month. Minimum balance of $500 is required to earn dividends. Fees may reduce earnings on account.
Note that you must be 18 or older to apply online.
IMPORTANT INFORMATION: We are required, by federal law, to obtain, verify, and record information that identifies each person opening or having access to a USALLIANCE Financial Account. We will ask for your legal name, residential address, Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), Phone Number, and Date of Birth and may ask to see corroborating documentation.
By continuing this application you certify you are applying for this account on your own behalf and will not share your login credentials with anyone.