Bank with USALLIANCE

No matter what your financial goals are, there’s an account at USALLIANCE that’s perfect for you.

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Checking Accounts

  • No monthly maintenance fees
  • No minimum balance requirements
  • Federally insured by the NCUA up to $250,000

MyLife Checking

The perfect checking account for your everyday needs. Get paid up to two days early with direct deposit1, get refunds on non-USALLIANCE ATM fees, and keep an eye on your finances with free monthly credit scores.

Open a MyLife Checking Account today


MyLife Checking for Teens

Give your teen a taste of financial freedom and the opportunity to learn lifelong skills, with just the right amount of oversight from you. Your teen can deposit checks, view their account balance, and access over 30,000 ATMs.

Explore MyLife Checking for Teens

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Savings Accounts

  • Competitive rates to maximize your savings
  • Perfect for building up an emergency fund or saving for a big purchase
  • Federally insured by the NCUA up to $250,000

High Dividend Savings

4.65% APY* with no withdrawal fee.

Compared to the national average of 0.58% APY, our High Dividend Savings Account can amplify your savings in a hurry!

Increase your savings


MyLife Savings

2.00% APY on your first $500.

Our essential savings account that helps you meet your financial goals with a boost on your first $500 to get you started.

Start building your savings


MyLife Savings for Kids

Annual $10 gift from us on your child’s birthday!

Get 2.00% APY on the account’s first $500 to help your child get excited about saving.

Learn how your little ones can save big


MyLife Money Market

Great savings rates in a flexible, tiered account.

Save more than an average savings account and automatically get bumped up to the best rate when your balance reaches a new tier.

Learn more about MyLife Money Market

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Certificate Accounts

  • Rates among the best in the industry
  • Term options from 3 to 60 months to fit your goals
  • Interest compounds daily and is paid out monthly

18 Month Certificate Account

Special Rate: 4.30% APY

See all rate specials


12 Month Certificate Account

Special Rate: 4.25% APY

See all rate specials


11 Month Certificate Account

Special Rate: 4.00% APY

See all rate specials

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Credit Cards

  • No annual fee or penalty APR*
  • 24/7 fraud protection tracking
  • Purchase protection and extended warranty coverage

Visa® Signature Credit Card

Spend. Earn. Enjoy. Our Visa Signature Card offers a rewards program that lets you earn points for every dollar you spend.

See all rewards deatails


Visa® Classic Credit Card

A simple, straightforward card with everything you need. No annual fees, no penalty APRs, and the same great low rate on purchases, balance transfers, and cash advances.

Learn more and apply


Visa® Secured Credit Card

Perfect for those looking to establish or rebuild credit. With rates as low as 18.00% APR, it works like a regular credit card, but secured by a savings account.

Start building your credit

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