3.90%
Annual Percentage Yield
Insured
Up to $250,000 by NCUA
No
Maintenance Fees

What are you saving for?

At USALLIANCE Financial, we are committed to helping you reach your savings goals, and to help you reach them faster we’ve created the High Dividend Savings account or HDSA. With an HDSA, you’ll earn a rate on your savings that’s far superior to the national average of only 0.46% APY1. By earning 3.90% APY, you can watch your savings grow much faster and bring you closer to your financial goals!

No matter what those goals are, from a dream house to a new car to the trip of a lifetime, get there sooner with a High Dividend Savings account from USALLIANCE. The only question left is: what are you saving for?

Interest rate icon

A True Variable Rate

Our HDSAs have a true variable rate2, which means that we are constantly reviewing our rates to ensure you’re always getting the best rate possible.

No fee icon

A Hassle-Free Way to Boost Your Savings

With no withdrawal fees and no monthly maintenance fees, you can enjoy a great rate and watch your savings grow worry-free.

Open your High Dividend Savings account today!

Open Now
Members log in to open

What our members say:

Great Customer Service!

“USALLIANCE has been a great experience from a financial stand point. They have allowed me to rebuild my credit history when no one else would. Highly recommend the Credit Union to family and friends.”

- Kari

I Would Recommend

The overall services from USALLIANCE was EXCELLENT. Thank you again for all your services. 👍

- Tricia

Experience the Cooperative Difference

USALLIANCE is a non-profit, membership based, full-service financial organization.

Co-Op Make A Difference Live Life Fully Logo

Member Focused

We do not answer to stock holders; we donʼt have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

Related Products

Couple reviewing finances on tablet device

MyLife Checking Account

  • No monthly maintenance fees
  • No minimum balance requirements

Enjoy access to over 30,000 surcharge-free ATMs, up to $10 per month in refunds of non-USALLIANCE ATM fees, and more.

See all features

Certificate Accounts

  • Term lengths from 3 to 60 months
  • Rate specials offering increased returns

Put your money to work for you – select the term thatʼs right for you and watch your savings grow!

View terms and rates

Credit Cards

  • No annual fees and no penalty APRs
  • 24/7 fraud protection tracking

Whether you’re looking for cash back rewards, a low rate, or a safe way to build credit, we have a credit card for you!

Compare credit cards