minimum balance required
up to $250,000 by NCUA
on the account’s first $500
The essential savings account to reach your financial goals.
We all know the importance of saving, whether you’re building up an emergency fund, working towards a major purchase, or just saving up for a rainy day. However, not all savings accounts are the same – many institutions charge a monthly maintenance fee or require you to lock up a certain amount of your funds to just sit in the account.
At USALLIANCE, we want to make saving easy for our members, so you won’t find those fees or minimum balance requirements. And as always with USALLIANCE, your funds are insured by the NCUA, so your hard-earned savings are secure. We even offer a boosted rate on the first $500 in your account – you’ll earn 2.00% APY to help you get started!
We all need a savings account, but we don’t need fees and minimum balance requirements. Choose the hassle-free savings account that helps boost your funds: MyLife Savings.
The essential savings account to reach your financial goals.
We all know the importance of saving, whether you’re building up an emergency fund, working towards a major purchase, or just saving up for a rainy day. However, not all savings accounts are the same – many institutions charge a monthly maintenance fee or require you to lock up a certain amount of your funds to just sit in the account.
At USALLIANCE, we want to make saving easy for our members, so you won’t find those fees or minimum balance requirements. And as always with USALLIANCE, your funds are insured by the NCUA, so your hard-earned savings are secure. We even offer a boosted rate on the first $500 in your account – you’ll earn 2.00% APY to help you get started!
We all need a savings account, but we don’t need fees and minimum balance requirements. Choose the hassle-free savings account that helps boost your funds: MyLife Savings.
Current Savings Rates
Balance | Rate | APY |
---|---|---|
First $500 | 1.9810% | 2.00% |
Amounts Over $500 | 0.020% | 0.02% |
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Please refer to USALLIANCE's Truth-in-Savings Disclosure and Membership Agreement, and Fee Schedule for important information and disclosures.
1 - Early Pay Direct Deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.
2 - To qualify for the ATM fee rebate, a recurring ACH direct deposit from an employer payroll deposit, social security, or pension must post to your MyLife Checking Account at least once every three months (90 days). Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, and ACH transfers using online or mobile payment systems (i.e. PayPal, Venmo, Cash App, etc.) do not qualify. The rebate of non-USALLIANCE ATM surcharge fees will credit to your MyLife Checking Account on the last calendar day of each qualifying month. The maximum rebate amount is $10.00 per month. USALLIANCE reserves the right to cancel or modify the ATM fee rebate terms at any time with or without prior notice.