Build
Or rebuild credit
Affordable
Borrowing option
Great
Rates and terms

A great way to get financially fit

Checkmark icon

Get pre-qualified instantly online

You provide us with...

  • Social Security Number
  • Current employer information
  • Previous employer information
  • The purpose of the loan
  • Gross income
  • Your co-applicant's information

After you pre-qualify, we'll run a credit report to help us better understand your financial needs, contact you to request any additional information, approve your loan, and walk you through the payment process.

 A family with luggage at an airport, with a financial icon on the left.
Atm icon.

Highly affordable borrowing option

A savings secured loan uses your stock as collateral for the loan.

Percent icon.

Great, competitive rates and terms

Build or repair your credit with a low interest rate. View Rates.

No fee icon.

Avoid liquidating your account balance.

Borrow up to the amount held on deposit. A perfect solution if you need funds in a hurry.

 A family with luggage at an airport, with a financial icon on the left.

A great way to get financially fit

Checkmark icon

Get pre-qualified instantly online

You provide us with...

  • Social Security Number
  • Current employer information
  • Previous employer information
  • The purpose of the loan
  • Gross income
  • Your co-applicant's information

After you pre-qualify, we'll run a credit report to help us better understand your financial needs, contact you to request any additional information, approve your loan, and walk you through the payment process.

Atm icon.

Highly affordable borrowing option

A savings secured loan uses your stock as collateral for the loan.

Percent icon.

Great, competitive rates and terms

Build or repair your credit with a low interest rate. View Rates.

No fee icon.

Avoid liquidating your account balance.

Borrow up to the amount held on deposit. A perfect solution if you need funds in a hurry.

Ready to start building your credit?

Pre-qualify Instantly

What our members say:

Couldn't Be Easier

"I applied for a personal loan and in less than three days, I was approved and my account was funded. I have a less than perfect credit score and wouldn't even think of trying to apply through a traditional bank."

- Mish2663

I Love The Credit Union

"I use the branch located at the West Haven Connecticut Veterans Hospital and the employees are GREAT!!! I got my first, second and third personal loans from there, a credit card and even financed my motorcycle with them."

- Vaughn

Experience the Cooperative Difference

USALLIANCE is a non-profit, membership based, full-service financial organization.

Co-Op Make A Difference Live Life Fully Logo.

Member Focused

We do not answer to stock holders; we donʼt have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

Free Budgeting Aid Resource

Working with a budget?

Avoid overdrafting your checking account by planning out your finances with our free budgeting aid.

Get your free download

You may also be interested in

Couple smiling while looking at a tablet.

Credit Builder Loan

  • Boost your credit profile
  • Make payments over time

Make monthly payments on a small loan to establish or boost your credit score.

Start rebuilding your credit today

Mylife Ready Cash

  • No Credit Checks
  • Funds deposit automatically

Life happens. MyLife Ready Cash is for you - if, and when, you need it.

Learn how to get the cash you need

Debt Consolidation

  • Make one low monthly payment
  • Get pre-qualified instantly online

Give yourself financial relief by combining your debts into a single low-rate loan.

Learn more and pre-qualify

Something Powerful

Tell The Reader More

The headline and subheader tells us what you're offering, and the form header closes the deal. Over here you can explain why your offer is so great it's worth filling out a form for.

Remember:

  • Bullets are great
  • For spelling out benefits and
  • Turning visitors into leads.