Cover
Account overdrafts
Accessible
Whenever you need it
Great
Rates and terms

Convenience for life's financial needs

Checkmark icon

Get pre-qualified instantly online

You provide us with...

  • Social Security Number
  • Current employer information
  • Previous employer information
  • The purpose of the loan
  • Gross income
  • Your co-applicant's information

After you pre-qualify, we'll run a credit report to help us better understand your financial needs, contact you to request any additional information, approve your loan, and walk you through the payment process.

Curly-haired woman refueling a car at a gas station, holding a cellphone.
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Revolving line of credit

Your funds are available whenever you need them for a small commitment fee. Funds will automatically be advanced from your available line of credit.

Atm icon.

Use the funds in the event that you overdraft

An overdraft line of credit can provide peace of mind. Funds are automatically transferred from your line of credit to your checking account and can cover expenditures that an available balance cannot.

Percent icon.

Great, competitive rates and terms

View Rates.

Curly-haired woman refueling a car at a gas station, holding a cellphone.

Convenience for life's financial needs

Checkmark icon

Get pre-qualified instantly online

You provide us with...

  • Social Security Number
  • Current employer information
  • Previous employer information
  • The purpose of the loan
  • Gross income
  • Your co-applicant's information

After you pre-qualify, we'll run a credit report to help us better understand your financial needs, contact you to request any additional information, approve your loan, and walk you through the payment process.

Continuous arrow icon.

Revolving line of credit

Your funds are available whenever you need them for a small commitment fee. Funds will automatically be advanced from your available line of credit.

Atm icon.

Use the funds in the event that you overdraft

An overdraft line of credit can provide peace of mind. Funds are automatically transferred from your line of credit to your checking account and can cover expenditures that an available balance cannot.

Percent icon.

Great, competitive rates and terms

View Rates.

Gain convenience & flexibility today!

Pre-qualify Instantly

What our members say:

Couldn't Be Easier

"I applied for a personal loan and in less than three days, I was approved and my account was funded. I have a less than perfect credit score and wouldn't even think of trying to apply through a traditional bank."

- Mish2663

I Love The Credit Union

"I use the branch located at the West Haven Connecticut Veterans Hospital and the employees are GREAT!!! I got my first, second and third personal loans from there, a credit card and even financed my motorcycle with them."

- Vaughn

Experience the Cooperative Difference

USALLIANCE is a non-profit, membership based, full-service financial organization.

Co-Op Make A Difference Live Life Fully Logo.

Member Focused

We do not answer to stock holders; we donʼt have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

Free Budgeting Aid Resource

Working with a budget?

Avoid overdrafting your checking account by planning out your finances with our free budgeting aid.

Get your free download

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