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Buying your first home is exciting, but it can also be a bit overwhelming…that’s where we come in. We have all of the resources you’ll need to de-mystify the home buying process and prepare yourself for home ownership. Our FTHB’s Center includes:
Get a copy of our Ultimate First Time Buyers Guide, FREE.
What is a pre-qualification letter?
and why do I need one?
A pre-qualification letter tells your real estate agent and perspective sellers that you are creditworthy and can afford to purchase a home. It provides details such as the maximum purchase price and the loan amount you can qualify for, as well as the minimum down payment that will be required for you to do so. It is one of the very first things a realtor will ask you for when you begin your search for a new home, and something that is required when you place an offer to purchase a home.
Buying a home or borrowing on your equity is a major life decision. We’re sure you have questions. And our knowledgeable home lending specialists can help answer them. Please give us a call or schedule an appointment today.
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