Overdraft Protection
Stay covered. Link an account to automatically handle overdrafts and keep your transactions moving.
Automatic
Transfers
Transfers
Avoid
Overdraft fees
Overdraft fees
Link
Your accounts
Your accounts

Protect your accounts from overdraft
Overdraft protection is your first line of protection should a withdrawal cause your account balance to go below zero. With this service, enabled available funds from another USALLIANCE account are automatically transferred to your checking account should you overdraw. This is a service provided by USALLIANCE; however, you need to set up and link your accounts to use it.
How do I set up Overdraft Protection?
Contact Member Services at (800) 431-2754 or memberservices@usalliance.org.
Visit a USALLIANCE Branch.
What our members say:
Great Customer Service!
“USALLIANCE has been a great experience from a financial standpoint. They have allowed me to rebuild my credit history when no one else would. Highly recommend the Credit Union to family and friends.”
- Kari
I Would Recommend
"The overall services from USALLIANCE was EXCELLENT. Thank you again for all your services. 👍"
- Tricia
Experience the Cooperative Difference
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We do not answer to stock holders; we donʼt have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.
Related Products
Signature Line of Credit
- Use the funds if you overdraft
- Revolving line of credit
Use this revolving line of credit to cover an overdraft or for any special purpose.
MyLife Savings
- 2.00% APY* on your first $500
- No monthly maintenance fees
No matter if you're saving for an emergency, a big purchase, or the future, MyLife Savings helps you grow your funds.