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Protect your accounts from overdraft

Overdraft protection is your first line of protection should a withdrawal cause your account balance to go below zero. With this service, enabled available funds from another USALLIANCE account are automatically transferred to your checking account should you overdraw. This is a service provided by USALLIANCE; however, you need to set up and link your accounts to use it.

How do I set up Overdraft Protection?

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Contact Member Services at (800) 431-2754 or memberservices@usalliance.org.

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Keep your account covered.

Download opt-in form

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“USALLIANCE has been a great experience from a financial standpoint. They have allowed me to rebuild my credit history when no one else would. Highly recommend the Credit Union to family and friends.”

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USALLIANCE is a non-profit, membership based, full-service financial organization.

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We do not answer to stock holders; we donʼt have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

Looking for Overdraft Privilege Instead?

Accounts with good standing may qualify.

Be covered incase your account overdraws. After 30 days, accounts approved for protection can be covered for up to $1,000 incase of emergency.

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Overdraft Privilege

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Use this revolving line of credit to cover an overdraft or for any special purpose.

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No matter if you're saving for an emergency, a big purchase, or the future, MyLife Savings helps you grow your funds.

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