Credit Builder Loan
Take out a small loan and make monthly payments to establish credit or boost your low credit score.
Start building your credit today
Your credit score is a vital part of your financial profile – companies use credit score to decide on mortgages, credit cards, auto loans, insurance, interest rates, credit limits, and more. Having a bad credit score or no credit history can be a huge obstacle in making your financial goals happen, so it’s crucial to build your credit score up. Turning a bad credit profile into a good one doesn’t happen overnight, but it is possible with a Credit Builder Loan from USALLIANCE!
Our Credit Builder Loan holds the amount that you borrowed in your USALLIANCE account while you make small payments over time. As you make payments on the loan, you begin to establish a history of making payments on time, which will ultimately help raise your credit score. Once the loan is paid, you receive the funds back, so you can start to build or rebuild your credit score without even spending your hard-earned money!
Additional Features
Terms to Fit Your Needs
Terms range from 12 -24 months with amounts ranging from $500 - $2,000. Qualifications, terms, and rates based on qualifying criteria such as income and credit, determined at the time of opening.
Improve your credit profile
Whether you're looking to boost your low credit score or are just starting out and need to establish credit, a credit builder loan can help you achieve your financial wellness goals.
Great, competitive rates
Build, repair, or establish your credit with a low interest rate.
View Rates.
Borrow what you need
Your credit builder loan can be quite small or more substantial, depending on your individual needs.
Start building your credit today
Your credit score is a vital part of your financial profile – companies use credit score to decide on mortgages, credit cards, auto loans, insurance, interest rates, credit limits, and more. Having a bad credit score or no credit history can be a huge obstacle in making your financial goals happen, so it’s crucial to build your credit score up. Turning a bad credit profile into a good one doesn’t happen overnight, but it is possible with a Credit Builder Loan from USALLIANCE!
Our Credit Builder Loan holds the amount that you borrowed in your USALLIANCE account while you make small payments over time. As you make payments on the loan, you begin to establish a history of making payments on time, which will ultimately help raise your credit score. Once the loan is paid, you receive the funds back, so you can start to build or rebuild your credit score without even spending your hard-earned money!
Additional Features
Terms to Fit Your Needs
Terms range from 12 -24 months with amounts ranging from $500 - $2,000. Qualifications, terms, and rates based on qualifying criteria such as income and credit, determined at the time of opening.
Improve your credit profile
Whether you're looking to boost your low credit score or are just starting out and need to establish credit, a credit builder loan can help you achieve your financial wellness goals.
Great, competitive rates
Build, repair, or establish your credit with a low interest rate.
View Rates.
Borrow what you need
Your credit builder loan can be quite small or more substantial, depending on your individual needs.
