One
Low monthly payment
Transfer
Existing debt
Great
Rates and terms

A great way to get financially fit

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Get pre-qualified instantly online

You provide us with...

  • Social Security Number
  • Current employer information
  • Previous employer information
  • The purpose of the loan
  • Gross income
  • Your co-applicant's information

After you pre-qualify, we'll run a credit report to help us better understand your financial needs, contact you to request any additional information, approve your loan, and walk you through the payment process.

Happy young man smiling while browsing on his laptop in a library setting.

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Make one low monthly payment

As its name would suggest, a debt consolidation loan incorporates all of your outstanding debt into a single payment, which becomes lower than your previous ones. You can potentially save thousands over the life of the loan.

Interest rate graph icon.

Consider your options

Consolidating your debt does not automatically transfer to an improved credit score. This type of loan involves transferring your existing debt, but with the benefits of a single payment and the gradual improvement of your credit over time.

Percent icon.

Great, competitive rates and terms

Build or repair your credit with a low interest rate. View Rates.

Happy young man smiling while browsing on his laptop in a library setting.

A great way to get financially fit

Checkmark icon

Get pre-qualified instantly online

You provide us with...

  • Social Security Number
  • Current employer information
  • Previous employer information
  • The purpose of the loan
  • Gross income
  • Your co-applicant's information

After you pre-qualify, we'll run a credit report to help us better understand your financial needs, contact you to request any additional information, approve your loan, and walk you through the payment process.



Number one icon

Make one low monthly payment

As its name would suggest, a debt consolidation loan incorporates all of your outstanding debt into a single payment, which becomes lower than your previous ones. You can potentially save thousands over the life of the loan.

Interest rate graph icon.

Consider your options

Consolidating your debt does not automatically transfer to an improved credit score. This type of loan involves transferring your existing debt, but with the benefits of a single payment and the gradual improvement of your credit over time.

Percent icon.

Great, competitive rates and terms

Build or repair your credit with a low interest rate. View Rates.

A sensible solution to overbearing payments

Pre-qualify Instantly

What our members say:

Couldn't Be Easier

"I applied for a personal loan and in less than three days, I was approved and my account was funded. I have a less than perfect credit score and wouldn't even think of trying to apply through a traditional bank."

- Mish2663

I Love The Credit Union

"I use the branch located at the West Haven Connecticut Veterans Hospital and the employees are GREAT!!! I got my first, second and third personal loans from there, a credit card and even financed my motorcycle with them."

- Vaughn

Experience the Cooperative Difference

USALLIANCE is a non-profit, membership based, full-service financial organization.

Co-Op Make A Difference Live Life Fully Logo.

Member Focused

We do not answer to stock holders; we donʼt have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

Free Budgeting Aid Resource

Working with a budget?

Avoid overdrafting your checking account by planning out your finances with our free budgeting aid.

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