Borrow with USALLIANCE

Live in your dream home, attend your dream school, visit a tropical paradise, or drive away in your dream car.

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Home Lending

With rates at historic lows, there's never been a better time to buy a home.

  • We're ready to make the move when you are.
  • No minimum balance requirements
  • Financing your home for its needs - inside and out.

Mortgages

  • First Time Home Buyer Program
  • Flexible financing options
  • Competitive pricing
  • Fast and free pre-qualification

Explore mortgage options today

Home Equity Line of Credit

  • Borrow up to 85% of the value of your primary residence
  • Potential tax deductions
  • Flexible terms with competitive rates
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Explore HELOC options today

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Personal Loan Products

The loan for whatever you want to do, you can do - affordably.

  • Take a vacation.
  • Plan your wedding.
  • Attend your dream school.

Compare our personal loan products to find the best fit for your needs

Personal Loan

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Low fixed rate

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Established term

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Use to finance any need

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Debt Consolidation

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Low fixed rate

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Established term

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Use to pay down high interest debt

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Signature Line of Credit

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Used to finance any need

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Revolving

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Use to cover account overdrafts

Learn More

Credit Builder Loan

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Establish or boost your credit profile

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Wide variety of terms

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Make payments over time

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Savings Secured Loans

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Highly afforable borrowing option

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Savings continue to earn interest

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Great way to build or rebuild credit

Learn More

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Auto and Motorcycle Loans

Loans that get you where you want to go.

  • Competitive rates for new and used vehicles.
  • Terms from 36 to 84 months.
  • Loans available for various vehichle types.

Auto/Motorcycle Loans

  • First Time Buyer Program
  • 0% down payment options available
  • Rate reduction for automatic payments

Explore options today

Boat/RV

  • First Time Buyer Program
  • 0% down payment options available
  • Rate reduction for automatic payments

Explore options today

Plane/Flight School

  • Low fixed rate
  • Flexible terms
  • Financing for new and used

Explore options today

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USALLIANCE Financial
  • 411 Theodore Fremd Ave.
  • Suite 350
  • Rye, NY 10580-1426
ABA Routing Number:
  • 221981063
Contact Us
  • +1 (800) 431-2754
  • memberservices@usalliance.org
  • Notice: Do not include account numbers, social security numbers, personal identification numbers (PINs), passwords, or other confidential information in your e-mail messages.

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USAlliance Federal Credit Union d/b/a USALLIANCE Financial

Equal Housing Lender logoNMLS #562301 Equal Housing Lender

*APR = Annual Percentage Rate | APY = Annual Percentage Yield

Equal Housing Lender logoFederally Insured by NCUA

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